Money app · Built for ADHD brains
Tired of tracking
your failures?
A money app that helps you stop impulse purchases. Not just log them after the regret kicks in.
Free forever for the basics. No trial trap. Launching summer 2026.
What people are actually saying
"YNAB only adds to my cognitive load. I needed something to reduce it, not add to it."
"I'm tired of tracking my failures. I want something that actually STOPS me."
"I missed two days of logging and the whole month was gone. Why do I keep paying for this."
Three things Stewr does that nothing else does
Pause before you buy
Share any product to Stewr. Give yourself 24 hours. Most of the time you won't want it tomorrow. We'll show you exactly how much you kept.
Smart by default
Your transactions sort themselves. No spreadsheets, no manual logging, no shame spiral when you miss a week. Catching up is one tap.
Real-time, not retrospective
When something matters, you'll know before the damage is done. Not three days later in a budget review you'll never open.
Available Q3 2026
A note from the person building this
I have ADHD. I've tried YNAB three times and quit every time. Mint just made me feel guilty about lunch. I paid for Monarch for a year and opened it maybe twice.
Not building this because the market needs another budgeting app. Building it because every one I tried made me feel worse about money instead of better.
If that sounds like you, you should probably be on this list.
A developer in the Netherlands
The honest pricing bit
The core stays free. Plus starts at €3.99.
Your want list, manual and file imports, category breakdowns, recurring views, and raw data export stay free. Plus pays for the automation: bank sync and Subscription Guard alerts.
Monthly
€3.99
Cancel anytime
Yearly · best value
€29.99
Save about 37%
Lifetime
€99.99
Pay once
No auto-charging free trial. No data held hostage.
Questions you probably have
Why would I pay for a money app?
You shouldn't have to for the core tools. The 24-hour pause, savings counter, manual and file imports, category breakdowns, recurring views, and raw data export are free. Plus pays for bank sync and Subscription Guard alerts.
Is this just another budgeting app?
No. We don't ask you to assign every euro to envelopes or categorize every transaction by hand. Traditional budgeting being too much work is the problem we're solving, not the solution we're selling.
Will it auto-charge me after a free trial?
No. There is no auto-charging free trial. The free tier is permanent. If you choose monthly or yearly Plus, you can manage or cancel it through your App Store or Play Store account. Lifetime is one payment.
How much is Stewr Plus?
€3.99 monthly, €29.99 yearly, or €99.99 for lifetime access. Plus includes automatic bank sync for up to three connections and Subscription Guard alerts. Store prices may be shown in your local currency.
What happens if I stop Plus?
Bank polling and Subscription Guard stop. Your transactions, imports, want list, insights, and bank connection records stay. You can still export your raw data and disconnect a bank.
What about my privacy?
EU-based and GDPR-conscious. Your financial data never trains an AI model. The full privacy policy is already available on this site.
When does it launch?
Stewr is in closed testing now. Join the list and you'll be among the first to hear when more places open.
Will it work with my bank?
Coverage varies by country and bank. We're starting in Europe with Dutch banks and expanding from there. If your bank is missing, you can tell us from inside the app.
Why 'Stewr'?
Because the whole point is to let things stew. See something you want to buy, share it to Stewr, give yourself 24 hours. Most of the time the urge passes. The name is a reminder of what the app actually does.
Get the email when it ships.
One email when v0.1 is ready. Maybe one more when v0.2 lands. Nothing else.